ok, I returned my SD card and i am starting all over. i googled it and now i am wondering if my microSD is not compatible.
it is: lexar 16gb high-performance 300x microSDHC UHS-I (uhs-1?)
says it is a class 10. LSDMI16GBB1NL300A
There is one UHS-I that isnt compatible on this page: http://elinux.org/RPi_SD_cards
but it says it is an SDXC and mine is an SDHC. i cant find the exact product code on the list but there a couple of close ones and i would rather just return this one now than muck this one up too.